Our Services
Property Coverage Types
Roy Palacios Insurance Agency (RPI) provides a broad range of Common Interest Development (CID) insurance products. We do a thorough analysis of your association's insurance requirements by reviewing your legal documents, doing a side-by-side comparison of your current insurance coverage, and by making recommendations on the best coverage and lowest cost possible for our HOA clients. We will attend Board of Directors meetings in person, virtually, or by conference call to present our offer of insurance and answer all insurance-related questions.
Condominiums (High-Rise, Mid-Rise, Mixed-Use)
Commercial Projects
RPI provides an extensive range of products to insure Business Parks and Apartments. We will work with your team to provide solutions that make sense for your property.
CID-Focused Coverage Types
Liability
Premises & Operations, Personal Injury, Parking, Recreation Facilities
Fidelity Bond Coverage
Including Management Company
Directors & Officer
Including Management Company
Past & Present Board Members
Including Discrimination
Earthquake Coverage
High-Rise Specialty Programs
Workers’ Compensation
Umbrella Liability
What To Expect
RPI understands the urgency of insurance requests and, as such, most quotes are processed within 24 hours. We maintain a licensed staff onsite to answer questions and solve problems to ensure same-day resolution of any issue. Our management team is available to attend association board meetings and to provide training and education to property managers so that they remain on the cutting edge of industry trends.
Management Companies
Most proposals are provided in 24 hours
Coverage includes Management Company
Legal review of Association Documents to maintain compliance with CC&Rs and Civil Codes
Developers
Coverage for Developer-controlled Boards
Customized database to handle the most complicated communities
Seamless Annexation Phase integration
Budget Consultants
Ability to handle all CID product types
Complicated proposals are provided within a 24-hour turnaround at no cost
Complicated Phasing Schedules prepared to your specifications
